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the financial system of the american and global economy, 0.2% are not. their very existence threatens both economic and financial stability. and furthermore, to contain that risk, of regulators and many small banks are tied up in regulatory and legal knots in an enormous indirect and direct cost to them and the economy. 0.2%. if the administration and congress can agree on legislation that affects the 1% surely they can process a solution that affects the 0.2%. our view is that the time has come to change the decision making paradigm. there should be more than the two present solutions, bailout or the end of the world of the economy as we know it. the next financial crisis could cost more to -- more than two years of economic health and would be borne by more than 2 million extra u.s. taxpayers. the remedy is obvious. reintroduce market forces and level the playing field for all banking institutions. i am going to close by returning to patrick hence -- to patrick henry. "it is natural man to indulge -- it is natural for man to indulge in the illusion of hope." today we labor under the song
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